Privacy Policy

Last updated: June 10, 2025

1. Introduction

MonyFlow LLP ("we", "us", or "our") operates the MonyFlow platform and website at monyflow.in. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services.

2. Information We Collect

We collect the following types of information:

• Account Information: Email address when you sign up for an account.
• Financial Data: Expense entries, categories, and subscription tracking data you voluntarily input into the platform.
• Usage Data: How you interact with our platform, including pages visited, features used, and time spent.
• Device Information: Browser type, operating system, and IP address collected automatically when you access our services.

3. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve the MonyFlow platform
• Process your expense tracking and financial management requests
• Send you account-related notifications and updates
• Generate spending insights, trend visualizations, and reports
• Ensure the security and integrity of our services
• Comply with legal obligations

4. Data Sharing and Disclosure

We do not sell your personal information. We may share your data only in the following circumstances:

• Service Providers: With third-party vendors who assist in operating our platform (hosting, analytics), subject to confidentiality agreements.
• Legal Requirements: When required by law, court order, or governmental authority.
• Business Transfers: In connection with a merger, acquisition, or sale of assets, your data may be transferred to the acquiring entity.

5. Data Security

We implement industry-standard security measures to protect your personal and financial data, including encryption in transit and at rest. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your account information for as long as your account is active. Financial data entries are retained for the duration of your subscription. Upon account deletion, we will remove your personal data within 30 days, except where retention is required by law.

7. Your Rights

You have the right to:

• Access the personal data we hold about you
• Request correction of inaccurate data
• Request deletion of your account and associated data
• Export your financial data in CSV format (Premium plan)
• Opt out of marketing communications

8. Cookies

We use cookies and similar tracking technologies to improve your experience. You can manage cookie preferences through your browser settings. Essential cookies required for platform functionality cannot be disabled.

9. Third-Party Links

Our platform may contain links to third-party websites. We are not responsible for the privacy practices of these external sites and encourage you to review their privacy policies.

10. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on this page and updating the "Last updated" date. Continued use of the platform after changes constitutes acceptance of the revised policy.

12. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us at:

MonyFlow LLP
India
CIN: ACP-0044